集团的扩张会导致企业各个部门人员规模扩大,规模达到一定程度时,有些部门则需要自成一体,变成集团部下的以公司命名的机构,集团旗下财务公司便是如此发展而来的,因为集团的逐步壮大,财务部门业务繁多,在集团的需求下,财务部门以财务公司的形式继续为集团服务。本文则深入从管理体系、偿债能力、结构优化、风险监控能力四个方面探究集团麾下财务公司资金管理所存在的问题以及如何解决的方案。 The expansion of the group will lead to the expansion of personnel in various departments of the company. When the scale reaches a certain level, some departments will need to become self-contained and become the organizations named by the company under the group. This is how the financial companies of the group developed. With the gradual growth of the Group, the finance department has a wide range of business operations. Under the Group’s requirements, the finance department continues to serve the Group in the form of a financial company. In this paper, we thoroughly explored the problems existing in the financial management of the Group’s financial company from four aspects of the management system, solvency, structural optimization, and risk monitoring capabilities, and how to solve the problem.