论文部分内容阅读
一、今年前8个月农村信用社业务发展和监督管理工作简要回顾 年初以来,在总行党委的领导下,人民银行各级合作金融监督和管理部门在加强金融监管、改革管理体制、改善支农服务、强化经营管理、防范化解风险等方面做了大量工作,促进了农村信用社稳步发展。截至8月末,各项存款余额18892亿元,比年初增加1606亿元,同比多增加481亿元,增长9.3％。各项贷款余额13924亿元,比年初增加1938亿元,同比多增加477亿元,增长16.2％。各项贷款中农业贷款余额5702亿元,比年初增加1294亿元,同比多增430亿元,增幅为29.4％。农业贷款增加额占各项贷款新增额的66.8％。农户贷款余额4364亿元,较年初增加1216亿元,增幅为38.6％。
I. Brief Review of Business Development and Supervision and Management of Rural Credit Cooperatives in the First 8 Months of this Year Since the beginning of the year, under the leadership of the party committee of the head office, the cooperative financial supervision and management departments at all levels of the PBC have been strengthening financial supervision, reforming the management system and improving supportive agriculture Services, strengthen management, prevention and mitigation of risks and so has done a lot of work to promote the steady development of rural credit cooperatives. As of the end of August, the balance of various deposits reached 1,882.9 billion yuan, an increase of 160.6 billion yuan over the beginning of the year and an increase of 48.1 billion yuan or 9.3% over the same period of last year. The loan balance was 1,392.4 billion yuan, an increase of 193.8 billion yuan over the beginning of the year and an increase of 47.7 billion yuan or 16.2% over the same period of last year. The loan balance of agricultural loans reached 570.2 billion yuan, an increase of 129.4 billion yuan over the beginning of the year, an increase of 43 billion yuan more than the same period of last year, an increase of 29.4%. The increase in agricultural loans accounted for 66.8% of the total new loans. The outstanding balance of rural households reached 436.4 billion yuan, an increase of 121.6 billion yuan from the beginning of the year, an increase of 38.6%.