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我国新农合制度的内容是由政府资助、个人缴费和集体扶持相结合的一种筹资机制,重点解决农村患大病而出现的因病致贫,因病返贫问题的一项农民初级医疗保障制度。当前,我国新农合建设中各地区采取不同的经办模式,主要有三种:由卫生部门所属合作医疗管理中心经办;由劳动保障部门所属社保中心经办;由商业保险公司经办。因为新农合具有准公共产品的特性,如果采取完全由政府组织提供,效率不一定最高。因此在新农合体制发展还不完善的情况下,
The content of the new rural cooperative medical system in our country consists of a financing mechanism which combines government subsidy, individual contribution and collective support, and focuses on solving a peasant primary medical security system that is caused by illness and causes poverty due to illness . At present, all regions in China’s new rural cooperative medical system take different mode of operation, there are three main types: by the health department owned cooperative medical management center; by the Social Security Center for labor and social security department; by the commercial insurance company. Because NCMS has the characteristics of a quasi-public product, if taken entirely by government organizations, the efficiency is not necessarily the highest. Therefore, the development of the new rural cooperative medical system is still not perfect circumstances,