资源配置问题历来就是经济学家关心和不断探索的理论命题。我国资源配置的不合理性及经济结构和经济体制失调,利益关系失衡的现实,给我国改革在近期内取得实质性进展带来一定困难。国家“八五”计划提出,今后要把主要精力放在结构调整和优化资源配置上,实现资源有效配置要有合理的目标模式、正确的政策手段相适应,而银企 The problem of resource allocation has always been a theoretical proposition that economists care about and continue to explore. The irrationality of China’s resource allocation, the imbalance between its economic structure and economic system, and the unbalanced nature of its interest relations have brought certain difficulties for China’s reforms to achieve substantial progress in the near future. The national “Eighth Five-Year Plan” proposed that in the future, the main focus should be on structural adjustment and optimizing the allocation of resources. Achieving an effective allocation of resources requires a reasonable target model and a correct policy approach.