在消费方式日渐多元化的今天,名目繁多的会员卡、消费卡、优惠卡、套票等先付款后服务的预付式消费颇为流行,消费卡(券)已与公众生活息息相关。预付式消费在给消费者带来实惠和便利的同时,也带来了大量纠纷和不和谐因素,值得我们高度关注和重视。现就预付式消费现状、存在的问题及原因作浅要分析,提出几点监管对策。 With the increasingly diversified consumption patterns, pre-paid consumption of pre-paid services like membership cards, consumer cards, concession cards and package tickets is quite popular today. Consumption cards (coupons) have become closely linked with public life. Prepaid consumption brings substantial benefits and convenience to consumers, but also brings a lot of disputes and discord factors, which deserve our attention and attention. Now on the status of prepaid consumption, the existing problems and causes for a minor analysis, put forward some regulatory measures.