汇票是出票人签发的,委托付款人在见票时或者在指定日期无条件支付确定的金额给收款人或者持票人的票据。依据《票据法》,汇票分为银行汇票和商业汇票。除了支票,汇票业务是目前国内票据业务中最常见的,它在拓宽企业融资渠道、调整商业银行业务结构方面有着不可替代的作用,使它成为各商业银行一个重要的利润增长点。 The bill of exchange is issued by the drawer, commissioned by the payer at the time of the vote or on the specified date unconditional payment of the specified amount to the payee or the bearer’s bill. According to the “Notes Law”, bills of exchange are divided into bank draft and commercial draft. With the exception of check, bill business is the most common bill business in China. It plays an irreplaceable role in broadening corporate financing channels and adjusting the business structure of commercial banks, making it an important profit growth point for commercial banks.