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现在,人们的生活中已经越来越离不开手机了。随着通信技术的不断发展,随之诞生了众多的手机增值业务。2006年5月23日,在广大会展中心举行了第三届上海国际信息博览会,“中国国际信息通信博览会”。“手机钱包”业务作为本次上海移动的一项重点业务进行展示,手机钱包是把客户的手机号码和银行帐号进行绑定,通过手机短信息、语音、WAP、USSD等方式,随时随地地为拥有银行卡的手机客户提供个性化的金融服务,侧重于用户乘车、买票、缴费、购物等小额的即时支付。实际上,手机钱包的概念对于某些手机用户来说已经不再新鲜。早在2002年5月,中国联通就曾与爱立信联手在江苏无锡推出了“小额支付移动解决方案”的试验系统。同年12月份,中国移动也与广东发展银行合作推出了“手机钱包”业务,先后在广东、上海、北京三大城市展开试运营。中国两大移动通信运营商几乎同时地拓展“手机钱包”业务,也是因为看到了
Now, people’s lives have become increasingly inseparable from the phone. With the continuous development of communication technology, a large number of mobile value-added services were born. May 23, 2006, held in the majority of Convention and Exhibition Center, the third Shanghai International Information Expo, “China International Information Communication Expo ”. “Mobile Wallet ” business as the Shanghai Mobile’s key business showcase, mobile wallet is to bind the customer’s mobile phone number and bank account, through SMS, voice, WAP, USSD and other means, anytime, anywhere To provide personal financial services for mobile phone customers with bank cards, focus on the small real-time payment by users such as car, ticket, payment, shopping. In fact, the concept of mobile wallet for some mobile phone users is no longer fresh. As early as May 2002, China Unicom had jointly launched a trial system of “Micropayment Mobile Solution” with Ericsson in Wuxi, Jiangsu. In December the same year, China Mobile also launched a “mobile wallet” business cooperation with the Guangdong Development Bank. It has commenced trial operations in three major cities of Guangdong, Shanghai and Beijing. China’s two major mobile operators to expand almost simultaneously “mobile wallet” business, but also because of the