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近年来,中央连续以“一号文件”的形式强调农业保险的重要性。作为一种市场化的风险转移机制,农业保险在分散农业风险、提高农业综合生产能力、补偿农业损失等方面发挥着重要作用。不过,在我国西部地区,由于经济发展水平不高等原因,农业保险发展缓慢。本文在介绍西部地区农业保险发展现状的基础上,分析西部地区农业保险存在的问题及其原因,进而提出促进西部地区农业保险发展的相关建议。
In recent years, the Central Government has continuously emphasized the importance of agricultural insurance in the form of “No. 1 Document.” As a market-oriented risk transfer mechanism, agricultural insurance plays an important role in diversifying agricultural risks, improving agricultural comprehensive productivity and compensating for agricultural losses. However, in the western region of our country, because of the low level of economic development, the development of agricultural insurance has been slow. Based on the introduction of the status quo of agricultural insurance development in the western region, this paper analyzes the existing problems and reasons of agricultural insurance in the western region, and then puts forward some suggestions to promote the development of agricultural insurance in the western region.