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山东省昌邑市农村信用联社辖22个信用社,干部职工485人。自1994年行社分门办公以来,紧紧围绕强化信贷管理、改善资产质量、提高营运效益这个中心,加强内部管理,优化社会环境、盘活沉淀资金,实现了信贷资金良性循环。到今年8月底,各项贷款余额达49904万元,逾期贷款占用率和催收贷款占用率分别比去年同期下降了16.3个百分点和3.9个百分点,较去年同期扭亏增盈318万元。
Changyi City, Shandong Province Rural Credit Union under the jurisdiction of 22 credit unions, cadres and workers 485 people. Since 1994, when the office of social service was divided into offices, the Bank focused on strengthening credit management, improving assets quality and improving operational efficiency. It strengthened internal management, optimized social environment, activated deposit funds and realized a virtuous circle of credit funds. By the end of August this year, the loan balance amounted to 499,040,000 yuan. Overdue loan occupancy and utilized loan occupancy decreased by 16.3 percentage points and 3.9 percentage points respectively as compared with the same period of last year, representing an increase of 3.18 million yuan over the same period of last year.