新中国成立后,国家1950年撤销邮政储金汇业局,但仍保留邮政储蓄业务,改由邮政局代办,1953年停办。改革开放后,随着计划经济被打破,社会资金稀缺问题日益突出,在国家急需筹集资金弥补信贷资金缺口的宏观背景下,当时一直被政策性亏损所困扰的邮电部门积极要求发挥其遍布城乡的网 After the founding of New China, the state abolished the Post Savings and Remittance Bureau in 1950, but still retained the postal savings business, which was replaced by the post office and closed in 1953. After the reform and opening up, with the planned economy being broken, the problem of scarcity of social funds has become increasingly prominent. Under the macroscopic background that the state urgently needs to raise funds to make up for the lack of credit facilities, the post and telecommunications departments that were plagued by policy losses at the time actively sought to give full play to their urban and rural network