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在我国改革开放的20多年中,中小企业蓬勃发展。多年以来中小企业在扩大就业、促进出口以及技术创新中起着十分积极的作用,然而在其发展过程中资金短缺、融资难一直是中小企业发展的障碍。在我国宏观经济持续稳定增长及加入WTO的新形势下,占全国注册企业大多数的中小企业因其与市场紧密结合的特点,可望获得超常发展,商业银行应加大对其融资的力度,支持其发展,同时也使自身的业务范围和经济效益得到扩展和提高。一、中小企业在经济中的作用在当今世界经济呈现企业大型化、集团
In the more than 20 years of China's reform and opening up, SMEs boomed. For many years, SMEs have played a very active role in expanding employment, promoting exports and technological innovation. However, lack of funds and financing difficulties in their development have been obstacles to the development of SMEs. With the steady and steady macroeconomic growth in our country and the new situation of accession to the WTO, SMEs that account for most of the registered enterprises in the country are expected to gain extraordinary development due to their close integration with the market. Commercial banks should step up their efforts in financing, Support its development, and at the same time, expand and improve its own business scope and economic benefits. First, the role of SMEs in the economy In today's world economy presents large-scale enterprises, the Group