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长期以来贷后风险管理环节缺乏有效的动态监控手段,无法在事前有效识别贷款潜在风险,只能事后采取补救措施,已经成为制约信贷资产质量进一步提高的“短板”。
For a long time, the lack of an effective dynamic monitoring method for post-loan risk management can not effectively identify the potential risks of loans in advance, and only take remedial measures afterwards has become the “shortcomings” restricting the further improvement of the quality of credit assets.