随着我国在加入ＷＴＯ问题上的 谈判日益明朗，我国保险公司如何应付ＷＴＯ的挑战已成为许多业内人士日趋重视的课题。当前在我们谈论保险公司资金如何运用时，往往忽视了应付竞争的一个最根本问题，即我国保险公司的资本问题。笔者认为，在当前，最现实、最及时的方法莫过于适 As China’s negotiations on accession to WTO become increasingly clear, how our country’s insurance companies meet WTO challenges has become an issue that many people in the industry attach importance to. At present, when we talk about how insurance funds are used, we often overlook one of the most fundamental problems in dealing with competition, that is, the capital issue of insurance companies in our country. The author believes that in the present, the most realistic and timely way than fitness