小微企业在市场风险的洞察和抵御方面与大型企业都有非常大的差别,而且小微企业在发展的过程中经常会遇到资金问题,众所周知社会财富最集中的地方就是商业银行,银行也一度被认为是社会发展的财富聚集地,得到银行的资金和金融服务、指导是小微企业发展过程中最有利的资源和优势,随着国家各种支持小微企业的政策的出台和实施,商业银行已经在小微企业贷款审批、小微企业金融服务和指导方面做出了调整,这也是近几年我们国家小微企业迅速发展壮 Small and micro enterprises are very different from large enterprises in the field of market risk insight and defense. Moreover, small and micro enterprises often encounter financial problems in the course of their development. As we all know, the most concentrated social wealth is commercial banks and banks Was once considered to be the gathering place of wealth for social development and was financed and financed by banks. The guidance was the most advantageous resource and advantage in the development of small and micro enterprises. With the promulgation and implementation of various policies of the state in support of small and micro enterprises, Commercial banks have made adjustments in approving loans to small and micro enterprises, financial services and mentoring for small and micro enterprises, which is also the reason that our country’s small and micro enterprises have rapidly developed in recent years