To support withdrawing and storing money from all levels of the bank for the customers in the real world, in this paper, we propose a proxy blind signature scheme and an off-line e-cash scheme based on the new proxy blind signature scheme. The proposed proxy blind signature is proven secure in the random oracle model under chosen-target computational Diffie-Hellman assumptions, and the e-cash scheme can satisfy the security requirements of unforgeability, anonymity, and traceability. To support withdrawing and storing money from all levels of the bank for the customers in the real world, in this paper, we propose a proxy blind signature scheme and an off-line e-cash scheme based on the new proxy blind signature scheme. proposed proxy blind signature is proven secure in the random oracle model under chosen-target computational Diffie-Hellman assumptions, and the e-cash scheme can satisfy the security requirements of unforgeability, anonymity, and traceability.