由于相关立法滞后,我国目前还没有正式实施机动车辆第三者责任强制保险制度,但这一制度的实施迫在眉睫。本文借鉴世界上保险业比较成熟的国家在机动车强制三责险上的做法,结合我国现实情况,勾勒了未来我国机动车辆强制三责险发展的蓝图。 Due to the lagging of related legislation, our country has not yet formally implemented the compulsory third party liability insurance system for motor vehicles, but the implementation of this system is imminent. This article draws on the practice of the mandatory insurance of motor vehicle in the world where the insurance industry is relatively mature, and blueprints the blueprint for the compulsory liability insurance of motor vehicles in the future in light of the reality of our country.