信息采集部门要按照法律规定严格将征信信息的范围限定于与个人信用有关的信息,即与个人的经济状况、偿债能力直接或间接相关的个人信息。随着征信管理体制建设以及数字经济创新的发展,国内公共征信机构和市场化征信机构协同发展成为未来征信业的方向已渐趋明朗,加之我国加快法治社会建设的大环境,迫切需要依法加强个人信息保护,维护公众切身利益。 Information collection departments in accordance with the law strictly limit the scope of credit information to personal credit-related information, that is, personal financial status, solvency directly or indirectly related to personal information. With the development of the credit management system and the development of digital economy innovation, the direction for the synergy of the domestic public credit reporting agencies and the market-based credit reporting agencies to develop into the future credit search industry has become clearer. In addition to accelerating the development of the rule of law in our country, We need to strengthen personal information protection in accordance with the law and safeguard public interest.