消费为什么对利率不敏感? 消费对利率不敏感,主要有两个原因。首先是传统和习惯的原因。我国历来有勤俭持家的传统,这会导致消费对利率不敏感。 其次是老百姓对未来的预期变化了。预期的变化又包括四个方面。一是预期收入下降。导致预期收入下降的原因有:总体经济的不景气,亚洲金融危机 Why consumption is not rate-sensitive? Consumption is not rate-sensitive, there are two main reasons. The first is the reason for tradition and custom. Our country has always had the tradition of thrifty and family-oriented, which will lead to consumption insensitivity to interest rates. Followed by the people’s expectations of the future changes. The expected changes include four aspects. First, the expected decline in revenue. The reasons for the expected decline in revenue are: the sluggish economy as a whole, the Asian financial crisis