通过对国内工程项目地震保险现状的阐述,发现作为主要财富表征的已建或在建工程项目的地震保险赔付缺位,地震风险管理模式滞后于社会经济的发展,在执行过程中存在诸多矛盾和问题。通过对国际上较为成熟的地震风险管理模式的研究,构建出我国工程项目地震风险管理模式,并提出了实施的建议。 Through expatiating on the status quo of earthquake insurance in domestic engineering projects, it is found that the earthquake risk management mode lags behind the development of social economy due to the absence of earthquake insurance claims of the built or under construction projects as the main wealth representation. There are many contradictions in the implementation process problem. Through the research of the more mature earthquake risk management mode in the world, this paper constructs the earthquake risk management mode of our country’s engineering project and puts forward the suggestions for its implementation.