商业银行合理配置长、短期贷款比例的思考赵继臣我国国有商业银行的市场化改革尚处起步阶段，仍有许多问题待研究和探索。其中一个突出的问题是，长短期贷款的划分，还不够规范，实际工作中产生不少相互矛盾的现象，有必要在理论与实践上进一步探讨，给长短期资金范畴以科... Commercial banks rational allocation of long-term and short-term loans Zhao Jichen China’s state-owned commercial banks market-oriented reform is still in its infancy, there are still many problems to be studied and explored. One of the outstanding problems is that the division of long-term and short-term loans is not yet standardized and there are many contradictory phenomena in the actual work. It is necessary to further explore the theory and practice and give short-term and long-term ...