平遥“日升隆”和“晋源泰”作为全国最先挂牌的小额贷款公司(以下简称小贷公司),已经进行了三年多时间的试点,受到了国内外的极大关注。通过调研,我们认为,平遥小贷公司在试点期间运营和发展是正常的,不仅为破解“三农”贷款困局进行了有益的探索,而且对于资源富集地区民间资本转化为金融资本提供了风险可以控制、较为安全的平台,经济效益 As the first small-loan company listed in the country (hereinafter referred to as a small loan company), Pingyao, “Risheng Long” and “Jin Yuan Tai” have been conducting pilot projects for more than three years and have won numerous awards at home and abroad Big concern. Through the research, we think that the operation and development of Pingyao Small Loan Company during the pilot period is normal, which not only conducts a useful exploration for solving the “three-agriculture” loan dilemma, but also converts the private capital into the financial capital in the resource-rich region Provides risk control, safer platform, economic benefits