中国银行武昌支行,面对自身信贷资产“一广一多一小两大”(即贷款面广,户多,金额小,一逾两呆占比大)的客观现状,以经济效益为中心,以风险控制和风险管理为手段,以提高收息率和降低不良资产为重点,以“优化增量,盘活存量”和“完善信贷资产管理模式,建立银行、企业发展新关系”为突破口,积极开展工作,在“一升一降”目标工作上取得了显著的成绩。截至1998年6月末实现利息收入885万元,比去年同期增加320万元,完成进度任务的106.5%,不良资产由年初的44%下降到38%,尤其是收回730项下本息73万元。其做法主要有如下几点: Bank of China branch in Wuchang, the face of its own credit assets, “one more than one small two big” (that is, a wide range of loans, households, the amount of small, more than two stay accounted for large) the objective status of economic benefits Centering on risk control and risk management, focusing on raising interest rates and reducing non-performing assets, we will improve the management of credit assets by establishing a new relationship between banks and enterprises “As a breakthrough, actively carry out the work, in the” one liter one drop "target work has made remarkable achievements. As of the end of June 1998, the Company achieved interest income of RMB8.85 million, an increase of RMB3.2 million over the same period of last year and completed 106.5% of the progress and tasks. The non-performing assets decreased from 44% at the beginning of the year to 38%, especially the 730,000 items with principal and interest of 730,000. The main practices of the following points: