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小微企业是我国实体经济的主体,做好小微企业金融服务,满足企业融资需求,对于保持经济平稳健康发展和推进经济结构调整具有重要意义。2015年以来,吉林省金融机构更加注重加强和改进小微企业金融服务,加强了对小微企业的信贷支持力度,企业资金状况有所好转,但同时,在经济“新常态”的宏观环境下,小微企业金融服务需求尤其是融资服务需求也出现了一些新变化,亟需作出进一步改进和创新。一、小微企业金融服务现状
Small and micro enterprises are the mainstay of China’s real economy. To do a good job in financial services for small and micro enterprises to meet the financing needs of enterprises is of great significance for maintaining a steady and healthy economic development and promoting the economic restructuring. Since 2015, the financial institutions in Jilin Province have placed greater emphasis on strengthening and improving the financial services for small and micro enterprises, strengthening the credit support for small and micro enterprises and improving the financial conditions of enterprises. However, at the same time, macroeconomic In the environment, there have also been some new changes in the demand for financial services for small and micro enterprises, especially for financing services. There is an urgent need to make further improvements and innovations. First, the status of small and micro enterprises financial services