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随着经济社会的不断发展、农村改革的逐步深化,特别是近年来一系列强农惠农政策的实施,农民生产的积极性空前高涨,对农业机械的需求日益增大。由于目前农民平均收入较低,多数农民在购置农机设备时面临资金短缺问题,成为制约农机化持续发展的“瓶颈”。因此,开办农机抵押贷款业务,成为破解农业发展资金短缺的有效途径之一。一、农机抵押贷款的尝试性探索及面临的法律困惑为促进提高农机化水平和农业生产效率,我国自
With the continuous development of economy and society, the gradual deepening of rural reform, especially the implementation of a series of policies to support agriculture and benefit farmers in recent years, the unprecedented enthusiasm of peasants in production and the ever-increasing demand for agricultural machinery. Due to the low average income of peasants, most peasants are faced with the problem of shortage of funds when purchasing farm machinery and become the “bottleneck ” restricting the sustainable development of agricultural mechanization. Therefore, to start a farm machinery mortgage loan business has become an effective way to solve the shortage of funds for agricultural development. First, try to explore agricultural loans and the legal confusion facing In order to promote the level of agricultural mechanization and agricultural production efficiency, China’s self