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去年底,国内各大媒体都在显著位置刊登了《国务院关于完善企业职工基本养老保险制度的决定》,这项关系到千家万户切身利益的改革措施引起了整个社会的关注。在世界范围内,随着人口老龄化趋势越来越明显,许多国家的养老保险制度都暴露出问题。改革养老保险体制,使民众老有所养,成为各国面临的一项巨大挑战。本文介绍俄罗斯、日本、德国、美国等国家养老保险制度的特点和改革情况,以期为我国的养老保险制度建设提供借鉴。
At the end of last year, major domestic media published the promulgation of the State Council’s Decision on Improving the Basic Endowment Insurance System for Workers and Staff Workers in a conspicuous position. This reform measure, which concerns the immediate interests of millions of households, has aroused the concern of the whole society. In the world, as the population aging trend becomes more and more obvious, the pension insurance system in many countries has revealed problems. Reforming the system of pension insurance so that the people are always dependent on them will be a great challenge that all countries face. This article introduces the characteristics and reforms of the pension insurance system in Russia, Japan, Germany and the United States, with a view to providing reference for our country’s pension insurance system.