在新加坡，从事消费信贷业务的金融机构主要是商业银行与金融公司。新加坡经济规模偏小，国内信贷市场可挖掘的深度局限较大，加上政府不鼓励国民过度消费的政策与立场，使新加坡消费信贷市场多数时候都处于竞争激烈的状态。金融机构为了争揽业务，叙做消费信贷的手法灵活... In Singapore, the financial institutions engaged in consumer credit business are mainly commercial banks and financial corporations. Singapore’s economy is small in scale and the depth of domestic credit markets can be tapped to a large extent. Coupled with the government’s policy and stance that discourages over-consumption by the people, the consumer credit market in Singapore is in a highly competitive situation most of the time. Financial institutions in order to compete for business, classified as consumer credit flexible approach ...