随着我国城镇化和居民消费结构不断升级,消费潜力正加速释放,同时居民负债水平总体稳健,这些都为扩大金融对消费的支持作用提供了难得机遇扩大内需特别是消费需求是缓解我国经济运行中一系列结构性矛盾的焦点。无论从居民消费潜力还是负债潜力看,金融在支持扩大消费中的作用都有待进一步发挥。 With the continuous upgrading of urbanization and household consumption structure in our country, the consumption potential is being accelerated and the residents’ debt level is generally stable. All of these provide a rare opportunity for expanding the financial support for consumption. Expanding domestic demand, especially consumer demand, is to ease the economic operation of our country In a series of structural contradictions. In terms of residents’ potential for consumption or debt, the role of finance in supporting the expansion of consumption needs further development.