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背景:近年来,建立巨灾保险制度的呼声一路高涨,一个重要原因是由于中央支农惠农的一项重要举措——农业保险在经历多年的良性发展后开始遭遇缺乏风险分散机制的尴尬。2014年3月5日,国务院总理李克强在政府工作报告中提出要“探索建立巨灾保险制度”。同时,保监会主席项俊波表示,巨灾保险制度正在推进,除深圳外,巨灾保险试点还将在云南开展。目前相关部门正在制定我国巨灾保险制度的具体实施方案。
Background: In recent years, the voice of establishing catastrophe insurance system has been rising all the time. One of the important reasons is due to the central government’s support for agriculture and agriculture as an important measure - agricultural insurance began to experience the embarrassment of lack of risk diversification mechanism after many years of healthy development. On March 5, 2014, Premier Li Keqiang proposed in his government work report that he “explore the establishment of catastrophe insurance system.” At the same time, CIRC Chairman Xiang Junbo said that the catastrophe insurance system is being advanced. Apart from Shenzhen, catastrophe insurance pilot projects will also be conducted in Yunnan. At present, relevant departments are formulating specific implementation plans for China’s catastrophe insurance system.