年初,又到了高校毕业生招聘的时节。从笔者所在金融机构近两年校园招聘的情况看,报名应聘学生的人数逐年上升,甚至呈翻倍之势,而高学历的硕士、博士到一些基层银行机构应聘,也不再是新鲜的话题。这些现象,都表明了就业形势的日益严峻,特别是美国次贷危机引发的全球经济动荡,更是加剧了当前和今后一 The beginning of the year, but also to the recruitment of college graduates season. From the author’s financial institutions nearly two years of campus recruitment situation, the number of students applying for enrollment increased year by year, or even doubled, and highly educated master’s and doctoral candidates to some grassroots banking institutions, is no longer a fresh topic . All of these phenomena show that the employment situation is becoming more and more serious. In particular, the global economic turmoil triggered by the U.S. subprime mortgage crisis has exacerbated the current and future problems