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社会主义市场经济的迅猛发展令人们的物质文化生活水平不断提升,在多数人看来汽车已不再是高档奢侈品,而成为其生活、出行必不可少的代步工具。人们消费观念的改变令汽车工业金融模式快速成型并实现了迅猛发展。本文基于我国现行汽车工业金融发展模式难点制定了发展汽车金融的科学策略,为汽车工业的良性发展营造了良好的金融环境与广阔的市场前景,具有重要的现实意义。
The rapid development of the socialist market economy makes people’s material and cultural living standards continue to rise, in the majority view car is no longer a luxury, but to become their life, travel essential means of transport. The change of people’s consumption concept made the auto industry’s financial model rapid prototyping and achieved rapid development. This article based on China’s current automobile industry financial development model difficult to develop a scientific strategy for the development of automobile finance for the sound development of the automotive industry to create a good financial environment and broad market prospects, of great practical significance.