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民间借贷是融资的渠道之一,在我国的法律体系之中,还没有关于民间借贷的专门性的法律法规,已有的相关规定非常混乱,存在诸多弊端,我国应尽快制定专门的民间借贷法律法规,解决民间借贷引起的问题,促进民间借贷的健康有序发展。
Private lending is one of financing channels. In China’s legal system, there are no specific laws and regulations on private lending. The existing relevant regulations are very chaotic and have many drawbacks. China should formulate a special private lending law as soon as possible Laws and regulations to solve the problems caused by private lending and promote the healthy and orderly development of non-government loans.