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淮安分行设计了“四类贷款”风险分析排查报告和信贷资产质量报告等五个格式文本,通过实施格式文本指引、强化集体分析和推动联合处置,建立健全了从风险分析排查揭示到处置化解的整套工作机制,显著提升了风险分析揭示水平和处置化解效果。风险管理是银行业的生命线,针对一线客户经理业务素质参差不齐,风险分析排查及报告撰写不能完全符合要求,信贷风险不能有效揭示的实际情况,农发行江苏省淮安市分行自2013年起积极创新信
Huai’an Branch designed five formats of “Four Loans” risk analysis and risk assessment investigation report and credit asset quality report, strengthened the collective analysis and promoted the joint disposal through the implementation of format and text guidance, established and improved the risk analysis and investigation revealed to the disposal The set of working mechanisms for resolving the problems has significantly enhanced the level of risk analysis revealed and the effectiveness of handling and resolving problems. Risk management is the lifeblood of the banking industry. Since 2013, the Agricultural Development Bank of China, Huaian Branch of ADBC, has been active in addressing the actual situation that first-tier client managers are of different professional qualities, risk analysis and investigation, and report writing can not fully meet the requirements, and credit risk can not be effectively disclosed Innovation letter