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自2014年以来,网络借贷平台迅速崛起,为大学生创业、消费、旅游等提供各类资金。但自从“裸贷”事件被揭露以来,各大网络借贷平台的问题层出不穷,本文基于民办高校的视角,进行了调查问卷,分析了民办高校的大学生网络借贷的现状、原因,最后从个人、企业、高校以及政府的角度提出相关的对策建议。
Since 2014, the platform for online lending has risen rapidly, providing all kinds of funds for entrepreneurship, consumption and tourism. However, since the “naked loan” incident has been uncovered, the problems of major online lending platforms have emerged one after another. Based on the perspective of private colleges and universities, this paper conducted a questionnaire to analyze the status quo and reasons of online lending for undergraduates in private universities. Finally, , Enterprises, colleges and universities and the government point of view to make relevant countermeasures and suggestions.