近几年来,少数金融机构违反存贷款结息规定,损害客户利益的事情时有发生。对此,不少城乡居民纷纷向人民银行提出咨询。那么,人民币存款和贷款结息有何规定呢? 中国人民银行对各金融机构的人民币存款结息做出了统一规定。城乡居民活期储蓄存款每年结息一次,每年的6月30日为结息日。定期储蓄存款按存款到期 In recent years, a few financial institutions have breached the rules on deposit and loan interest rates and have harmed the interests of customers from time to time. In response, many urban and rural residents have to consult the People’s Bank. So, what are the rules for the renminbi deposit and the loan interest ceasing? The People’s Bank of China has unified the rules on the renminbi deposit interest settlement of the financial institutions. Urban and rural residents current savings deposit interest rates once a year, June 30 each year as the end of the day. Regular savings deposits by the maturity of the deposit