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随着网络时代的到来,互联网在我国经济中发挥着越来越重要的作用,我国经济的腾飞,人民生活的小康和现代化,都对互联网提出了更高的要求。随着互联网金融的高速发展,中国的商业银行将要面临着一场深入的改革,对传统的商业银行业务已经产生了深远的影响,不仅面临着互联网金融的机遇,也面临对传统的商业模式的挑战。本文从商业银行的角度全面分析了互联网金融对商业银行传统业务的影响,并提出了一些相对策略。
With the advent of the Internet age, the Internet plays an increasingly important role in the economy of our country. With the rapid economic growth and the well-being and modernization of the people’s life in our country, all have set higher demands on the Internet. With the rapid development of Internet finance, commercial banks in China will face an in-depth reform that has had a profound impact on the traditional commercial banking business. Not only are they facing the opportunities of Internet finance, but also the traditional commercial models challenge. This paper comprehensively analyzes the impact of Internet finance on the traditional business of commercial banks from the perspective of commercial banks and puts forward some relative strategies.