自亚洲金融风暴发生以来，印尼多家民营银行因经营不善，不是被政府勒令合并、停业，就是被国有化，使得印尼民众对本国银行失去信心而纷纷将存款转移至外国银行。即使明知外国银行存款利率远低于本国银行，民众依然认为外国银行比本国银行安全得多。因此，外国银行不需要特别 Since the Asian financial turmoil, many private banks in Indonesia have managed to relocate their deposits to foreign banks because of their poor management. They were not ordered by the government to consolidate or shut down, or were nationalized and Indonesians lost their confidence in their banks. Even knowing that the deposit interest rates of foreign banks are much lower than their own banks, the public still think that foreign banks are much safer than their own counterparts. Therefore, foreign banks do not need to be special