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农户小额信用贷款已经在中国推广十年,自中国人民银行印发的《农村信用合作社农户小额信用贷款管理指导意见》的通知(银发[2001]397号)始,正式拉开了实施的序幕。在中国改革开发的三十年中,近十年是农村发展的关键,也是农户小额信用贷款探索的十年,这一贷款品种的实施无疑为实现建设新农村的发展战略起了积极作用。
Microfinance loans for farmers have been promoted in China for 10 years. Since the issuance of the “Guidelines for the Management of Microfinance Loans for Farmers in Rural Credit Cooperatives” issued by the People’s Bank of China (Yin Fa [2001] No.397), the microfinance loans have been officially launched. . In the three decades of China’s reform and development, the past ten years are the key to rural development and also a decade for farmers to explore micro-credit loans. The implementation of this loan variety undoubtedly played an active role in realizing the development strategy of building a new countryside.