信用是金融的基础。虽然银行等传统金融机构以往的价值主要根植于其自身信用建设,但将来无论银行还是互联网金融均会更多地以帮助客户提升信用价值方面的能力为基础。而他们的客户,随着社会富裕程度的提升,也终将意识到信用是有价值的。 Credit is the foundation of finance. While the traditional value of traditional financial institutions such as banks is largely rooted in their own creditworthiness, in the future both banking and Internet finance will increasingly be based on their ability to help clients improve their creditworthiness. And as their clients, as social prosperity increases, they will eventually realize that credit is valuable.