一、案件的基本情况 投保人,帅某,女39岁,四川W县人,于1998年7月和2000年3月为其母亲张××向中国人寿W县支公司投保康宁终身寿险,风险保额27万元。2003年3月15日,张××因疾病身故,保险公司给付死亡保险金27万元。2003年7月,W县支公司接到省保监办和省公司转来的本县十几位群众的联名举报信,反映张× First, the basic situation of the case Applicants, Shuai a, 39-year-old female, W county in Sichuan, in July 1998 and March 2000 for his mother Zhang × × Weng Branch of China Life insurance Corning life insurance, risk Insurance amount 270000 yuan. March 15, 2003, Zhang × × died of illness, the insurance company to pay death insurance 270000 yuan. In July 2003, W County Branch Company received a joint letter from a dozen of the masses transferred from the Provincial Insurance Supervisory Office and the provincial company, reflecting Zhang X