市场经济条件下,优胜劣汰,企业实施破产是我们经济生活中的常事,是一种必然的规律。企业必须依法破产,必须依法维护债权人的合法权益,特别是银行债权的维护更应引起我们的高度重视,但事实并非如此。一些地方往往从地方的局部利益出发,钻法律的空子,甚至将银行依法抵押的贷款宣 Market economy, the survival of the fittest, the implementation of bankruptcy business is our commonplace in economic life, is an inevitable law. Enterprises must go bankrupt in accordance with the law. The lawful rights and interests of creditors must be protected according to law. In particular, the maintenance of bank claims should draw our attention. However, this is not the case. In some places, they often start from the local interests of local governments and borrow the loopholes of law, or even lend a loan that is mortgaged by banks according to law