企业只要采用信用销售(赊销)交易方式,就存在信用风险,传统的企业信用管理方式对此难以有效解决,必须设立信用管理部门,发挥其特有的作用,在对客户的资信管理和风险防范方面,实现事前、事中和事后全程信用管理。 As long as the enterprise adopts the credit sales (credit) transaction mode, there is credit risk, and the traditional way of corporate credit management is difficult to effectively solve this problem. Credit management departments must be set up to play their unique role in credit risk management and risk prevention of customers , To achieve in advance, during and after the entire credit management.