本文通过中国农村健康保障制度发展的研究，认为经济要发展，社会要安定，健康必须要有保障。同时通过现状分析，对全国筛选出来的各种模式的区域分布、经济水平、保障形式、参加对象、补偿项目、基金标准与来源、管理内容与方式作了比较，肯定了门诊、住院与预防保健“三结合”的主导型模式。当前应按“八五”计划要求，适应市场经济，大力推广合作医疗保险制度。方向是走向社会保障一体化。最后针对主要问题提出了若干政策性建议：对健康保障要增强责任意识，因地制宜选择模式，筹集和管好基金，建立和健全管理组织，给予法制和政策的支持。 Based on the research on the development of China’s rural health protection system, this article believes that the economy must develop, the society must be stable, and health must be guaranteed. At the same time, through the analysis of the status quo, the regional distribution, economic level, forms of protection, participants, compensation items, fund standards and sources, management contents and methods of various models selected across the country were compared, and outpatients, hospitalizations and preventive care were confirmed. The “three-in-one” dominant model. At present, it is necessary to adapt to the market economy and promote the cooperative medical insurance system in accordance with the requirements of the “Eighth Five-Year Plan.” The direction is toward social security integration. Finally, a number of policy recommendations were proposed for major issues: to strengthen awareness of health protection, to select models according to local conditions, to raise and manage funds, to establish and improve management organizations, and to give support to the legal system and policies.