当前,无论是商业车险改革地区或是非改革地区,第三者责任险中都有类似约定,即对受伤人员“超医保范围用药”不予赔偿。那么,保险人是否应该对此部分予以赔偿?为此,我们特意选取了其中有代表性的案例,就相关问题进行初步分析。【案例】2015年1月,刘某为其所购的家庭自用车向A保险公司投保了交强险、车辆损失险、限额50万的第三者责任险、盗抢险、自燃险及不计免赔率险。保险期限自2015年1月 At present, both the third-party liability insurance and the non-reform areas, both in the area of ​​commercial auto insurance reform, have similar stipulations that no compensation will be given to the injured “”. So, whether the insurer should compensate for this part? To this end, we deliberately selected the representative of the case, a preliminary analysis of the relevant issues. 【Case】 In January 2015, Liu insured insurance company A against third party liability insurance with a maximum of 500,000 vehicles, insurance against robberies, auto insurance and deductible exemption, from a family car purchased by Liu. risk. Insurance period since January 2015