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2013年1月1日,《商业银行资本管理办法(试行)》正式实施。法规规定商业银行资本充足率监管要求包括:最低资本要求、储备资本要求以及逆周期资本要求、系统性重要银行附加资本要求、第二支柱资本要求。此项法规是规定我国商业银行资本充足率的新管理办法,系统性重要银行和非系统性重要银行在2018年年底分别达到11.5%和10.5%的资本充足率要求。
On January 1, 2013, the Measures for the Capital Management of Commercial Banks (for Trial Implementation) came into effect. The regulatory requirements for capital adequacy requirements of commercial banks include: minimum capital requirements, reserve capital requirements and countercyclical capital requirements, capital requirements of systemically important banks, and capital requirements of the second pillar. This law is a new management measure that stipulates the capital adequacy ratio of commercial banks in China. The capital adequacy ratios of 11.5% and 10.5% of the major and non-systematic important banks respectively reach the end of 2018.