对于队伍庞大的保险营销员群体,想简单地通过一种制度或一种方法来解决保险营销员的社会保障问题是行不通的。2009年,新《保险法》出台,其中有关保险代理人的规定并未发生根本的变化,保险公司和保险营销员之间的关系仍然属于委托代理关系。保险营销员不是保险公司的正式员工,因而保险公司没有义务为其缴纳社会保险费。保险营销员和保险公司的关系问 For a large group of insurance marketers with large teams, it would not be feasible to solve the social security issues of insurance marketers simply by adopting a system or a method. In 2009, the new “Insurance Law” was promulgated, in which the provisions concerning insurance agents did not change fundamentally. The relationship between insurance companies and insurance marketers still belongs to the agency relationship. Insurance marketers are not regular employees of insurance companies, so insurers have no obligation to pay social insurance premiums for them. Relationship between insurance marketer and insurance company