海运货物保险中的告知义务是一项法定义务,而非合同义务。因此,认定是否违反该项义务,不是依据保险合同的条款,而完全有赖于对《海商法》相关法条的理解。对法条所蕴含的此项义务的各构成要件的解析,变得尤其重要。本文试做如下分析:一、告知义务人。《海商法》第222条第一款规 The obligation of disclosure in maritime cargo insurance is a statutory obligation, not a contractual obligation. Therefore, whether the violation of this obligation is found or not depends not entirely on the terms of the insurance contract but on the understanding of the relevant provisions of the Maritime Law. It is especially important to analyze the various elements of this obligation that the law implies. This article tries to do the following analysis: First, inform the obligor. Article 222, paragraph 1 of the Maritime Code