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不少人在存款时由于某种原因而随意使用假名。殊不知,这正是存款不安全的重要因素之一。按照我国银行现行的《储蓄管理条例》的有关规定,储户存款使用假名极易给储户带来意想不到的麻烦和隐患。一、无法办理提前支取。储户提前支取未到期的定期储蓄存款,必须持存单和存款人的有效证件如身份证、工作证、户口簿等办理,待银行验证存单开户人姓名与证件姓名一致后,方可支取。
Many people use the pseudonym for some reason when depositing. As everyone knows, this is one of the important factors of deposit insecurity. According to the relevant provisions of the “Regulations of the Bank for Deposit Management” in our country, the use of pseudonym for deposits of depositors can easily bring unexpected troubles and risks to depositors. First, can not apply for early withdrawal. Depositors withdrawing undue savings deposits in advance must apply for certificates of deposit and valid documents of depositors such as identity cards, work permits and residence booklets. Only after the bank verifies the name of depositors’ depositors and the name of the certificates are the same, can they be withdrawn.