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美国的社会保障机制历史悠久,制度建设比较完善,在社保基金的使用和监管上也有一套比较成功的经验。历史悠久作用巨大1935年8月,罗斯福总统签署了美国历史上第一部社会保障法律——《社会保障法案》,从此美国开始建立社会保障机制。美国政府从就业者的工资中抽取一定比例的社保税,设立社会保障基金,用以资助退休、遗属和伤残人士,以保障他们最基本的生活所需。这就是“联邦老年、遗属和伤残人士保险信托基金”(OASDI),简称联邦社保基金。
The social security mechanism in the United States has a long history and a sound system and a relatively successful experience in the use and supervision of social security funds. Great historic role In August 1935, President Roosevelt signed the first social security law in the history of the United States - the “Social Security Act.” Since then, the United States has set up a social security mechanism. The United States government draws a certain percentage of social security tax from the wages of its employees and sets up social security funds to subsidize retirees, survivors and the handicapped so as to safeguard their basic needs. This is the Federal Trust for the Elderly, Survivors and Disabled Persons Insurance (OASDI), or the Federal Social Security Fund.