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1 现状“十五”期间我国将处于建设的高峰期,不仅建设规模大,而且工程建设的复杂程度也远远超过以往。工程建设项目从筹划、设计、建造到竣工后投入使用的整个过程,都可能存在各种风险:投资商面临承包商不能履约的风险,承包商遇到投资商丧失支付能力或因其他原因拒绝付款的风险;监理人、设计人员面临监理、设计责任风险;另外,投资商、承包商、材料设备供应商会面对自然灾害造成的财物灭失的风险。为此,迫切需要加强对工程风险的控制和管理。按照国际惯例,采用工程保险和工程担保是转移工程风险的两种常用方法。与西方发达国家相比,我国工程风险管理尚处于探索和试点阶段。由于企业所有制结构发生了重
1 Current situation During the “Tenth Five-year Plan” period, our country will be at the peak of its construction. Not only the scale of construction is large, but also the complexity of the construction of the project far exceeds that of the past. The whole process of project construction from planning, design and construction to completion after completion may have various risks: the investors face the risk that the contractors can not fulfill their obligations, the contractors encounter the investors’ incapacity or refuse to pay for other reasons Risk; supervision, designers face supervision, design responsibility risk; In addition, investors, contractors, materials and equipment suppliers will face natural disasters caused by the loss of property risk. Therefore, there is an urgent need to strengthen the control and management of project risks. In accordance with international practice, the use of engineering insurance and project security are two common methods of transferring project risk. Compared with the western developed countries, China’s project risk management is still in the exploration and pilot phase. Due to the heavy ownership structure of enterprises