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文章首先针对中小型银行自身发展特征,以及其在利率市场化环境中的优劣势展开深入的分析,而后进一步以此作为基础,对于利率市场化对于我国中小型商业银行的挑战展开讨论,并且进一步给出若干具有针对性的建议,对于推动我国中小型商业银行发展有着积极价值。
The article first analyzes the characteristics of small and medium-sized banks’ own development and their advantages and disadvantages in the market-based interest rate environment. After that, the paper further discusses the challenges of marketization of interest rates for the small and medium-sized commercial banks in our country and further Given a number of targeted recommendations for promoting the development of China’s small and medium-sized commercial banks have a positive value.